I'm not exactly sure of all the details but my parents told me some idiot uninsured driver (kid probably late teens) drove his car into the side of a house they bought and completely destroyed like half the bottom floor. Luckily they were still renovating it so that they could have renters move in, but I saw the damage and it was INSANE. The kid probably would have tried to run from the scene had it not been for the fact that his car was stuck in someone's living room... his parents were pissed but they did eventually pay up for the damage (and it was a gigantic bill)
Probably why the US should change their license laws to 18 years instead of 16.
16 year old shouldn't be allowed to go out, solo, in a 1 tonne death machine (what cars are in inexperienced hands). If you are still deemed unable to responsibly drink alcohol at 16, how can it be justified you can own a machine which can cause more damage than any alcoholic substance?